Bank approves this loan type to both residents and nonresidents.

OPTIONUCB mortgage cash loans
Amountup to 500,000.00 EUR
Nominal interest rate6.00% – 9.00%
Termup to 60 months
Mode of repaymentin accordance with repayment sources
One time feefrom 0.10% to 1.00%

Security instruments

Administrative bans;
Exchange bills with authorization forms
Real-estate and life insurance policy


Required paperwork:

Loan request paperwork
Copy of personal ID card or pasport
Real-estate property owner sheet with valuation

Total Loan amount500,000 €
Monthly installment amount10,296.57 €
I Administrative fees
1. one time fee 0.10%500 €
2. RKB report3 €
3. Cost of one exchange bill2 €
Annual nominal interest rate9.00 %
*Effective interest rate9.05 %
Total repayment amount618,299.20 €

*Note: Total expenses and total debt as well as the calculation of the Effective Interest Rate do not include the costs of insurance policies of property, property evaluation costs, obtaining real estate folio. These costs are not known in advance and will be included in the final calculation.

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