According to Article 88 of the Law on Banks, General Terms of Business are documents containing standard terms of business applicable to all Bank’s customers, general terms for establishing relations between customers and the Bank, communication procedures between customers and the Bank, as well as the general terms for carrying out transactions between customers and the Bank, which the Bank is obliged to make visible on its premises.

Customers can require additional clarification and instructions regarding the application of the General Terms of Business.

Universal Capital Bank AD Podgorica’s General Terms of Business are contained in the documents that the Bank’s Management Board adopted, which you can find listed here:

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