Special loan offer

For a loan amount of 10,000 EUR with a repayment term of 7 years, the nominal interest rate (NIR) is 6.50%, while the effective interest rate (EIR) is 6.52%. The total debt and EIR calculation include interest costs for the entire period amounting to 2,395.04 EUR, the cost of 2 promissory notes (4 euros), and the cost of an inquiry to the CBCG Credit Registry (3 EUR). The total amount the client needs to pay is 12,402.04 EUR, while the monthly instalment is 147.56 EUR.

For a loan amount of 15,000 EUR with a repayment term of 7 years, the nominal interest rate (NIR) is 6.49%, while the effective interest rate (EIR) is 9.24%. The total debt and EIR calculation include interest costs for the entire period amounting to 3,587.52 EUR, the cost of 2 promissory notes (4 euros), and the cost of an inquiry to the CBCG Credit Registry (3 EUR). Cost of monthly instalment for insurance policy is 17.45 EUR. The total amount the client needs to pay is 20,077.77 EUR, while the monthly instalment is 221.28 EUR.
*Kreditni kalkulator je informativnog karaktera. Troskovi koji ulaze u obradu kredita iskazani su u reprezentativnom primjeru

Ukupan dug podrazumijeva iznos kredita, ukupnu kamatu(3,458.40 eur), troškove obrade kredita, troškove mjenica 4.00€ i troškove upita u Kreditni registar Crne Gore 3.00€. Polisu osiguranja života plaća Banka i zbog toga je nema u obračunu EKS.
For a loan amount of 12,000 EUR with a repayment term of 7 years, the nominal interest rate (NIR) is 7.50%, while the effective interest rate (EIR) is 7.52%. The total debt and EIR calculation include interest costs for the entire period amounting to 3,458.40 EUR, the cost of 2 promissory notes (4 euros), and the cost of an inquiry to the CBCG Credit Registry (3 EUR). The total amount the client needs to pay is 15,465.40 EUR, while the monthly instalment is 182.60 EUR.