Announcements and Reports

News
Follow our latest announcements and stay informed about business and financial trends.

10.11.2025
Special Savings Conditions at Universal Capital Bank
Special Savings Conditions at Universal Capital Bank.

09.05.2025
Verification of card payments through the m-Token app
Universal Capital Bank is introducing mandatory verification of online card payments through the m-Token app, in accordance with new regulations.

08.04.2025
Clearing of international payments with Serbia and Bosnia and Herzegovina
Universal Capital Bank is the first bank in Montenegro to establish direct payment traffic with Serbia and BiH, enabling clients to make faster, cheaper, and safer international transactions in EUR currency. The clearing system ensures order execution within 24h with the support of digital and mobile banking.

07.04.2025
Mastercard Platinum Metal Card
Universal Capital Bank launched the Mastercard Platinum Metal credit card, the first premium metal card product in Montenegro. The card offers luxurious benefits such as unlimited access to Lounge Key lounges, concierge service, global roaming, and Fast Track service at airports. It is intended for users who value exclusivity, security, and personalized service.
Announcements
Transparent and clear information about the operations and activities of Universal Capital Bank.
29.4.2025
NOTIFICATION
NOTICE The Bank continuously monitors and updates information about clients/users of payment services. We conducted an analysis of transaction accounts and found that with one account number the Bank is not able to track and update customer data. In the coming period, the Bank will terminate transaction accounts for which it is not possible to update customer data, acting in accordance with [...]
27.3.2025
Regular meeting of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica 29.04.2025
On the basis of Article 134 paragraph 2 and Article 136 of the Law on Companies (“Official Gazette of Montenegro”, no. 065/20 of 03.07.2020) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, the ORDINARY SESSION OF THE SHAREHOLDERS' ASSEMBLY of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 29.04.2025 (Tuesday) [...]
10.3.2025
Client Notification — Lounge Key Program
Visa has introduced a new registration system for users of the Lounge Key (LK) program. Registration will be done through the VISA Airport Companion (VAC) application, created in collaboration with the Dragon Pass provider.
Reports
Access detailed financial reports of Universal Capital Bank.
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