Announcements

27.03.2025

Regular meeting of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica 29.04.2025

On the basis of Article 134 paragraph 2 and Article 136 of the Law on Companies (“Official Gazette of Montenegro”, no. 065/20 of 03.07.2020) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, the ORDINARY SESSION OF THE SHAREHOLDERS' ASSEMBLY of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 29.04.2025 (Tuesday) [...]

10.03.2025

Client Notification — Lounge Key Program

Visa has introduced a new registration system for users of the Lounge Key (LK) program. Registration will be done through the VISA Airport Companion (VAC) application, created in collaboration with the Dragon Pass provider.

07.02.2025

Notification

NOTICE According to the information available to us, a number of our clients have expired their ID card/passport. We ask clients whose ID has expired to provide the original or a certified photocopy of a valid ID card or passport no later than 24.02.2025. For any additional information you can visit the Bank branch or contact: info@ucbank.me or 020-481-481. In Podgorica, [...]

03.02.2025

Notice to clients

NOTICE The Bank continuously monitors and updates information about clients/users of payment services. The Board of Directors of the Bank adopted Decision No 592/25 of 21 January 2025, which provides for the termination of transaction accounts for which it is not possible to update customer data and on which there have been no changes for more than two years. The clients to whom the aforementioned decision applies, and who [...]

30.07.2024

Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 26.08.2024

Based on Article 136. Law on Commercial Companies (“Official Gazette of Montenegro”, no. 065/20, 146/21, 004/24) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 26.08.2024 (Monday) at the Bank's headquarters, address: ul. Break [...]

17.06.2024

Mastercard Platinum Metal Card

Be part of something very special! Universal Capital Bank's new metal card — Mastercard Platinum metal card Universal Capital Bank successfully pursues its vision to become a leader in introducing innovations and premium products on the banking market of Montenegro. Continuing to invest in innovative solutions is the new Mastercard Platinum Metal card intended for individuals. In cooperation with the company [...]

30.05.2024

Verification of card payments through the M-token application

In accordance with the application of the new legal regulation on reliable authentication, online payment by Universal Capital Bank payment cards will be possible only through the M-token application. All payment card users are obliged to activate the M-token application by 31 May 2024 at the latest in order to be able to use payment cards on online sales [...]

27.05.2024

Campaign in the direction of stimulating offer of passive interest rates in support of citizens and the economy with a term until 31.12.2024

The Bank has prepared a campaign in the direction of stimulating offer of passive interest rates as support to citizens and the economy with a maturity date until 31.12.2024. Offer on deposits of individuals up to 100x EUR Offer on deposits of legal entities up to 300x EUR The bank is a member of the deposit protection fund. DEPOSIT PROTECTION FUND — http://www.fzdcg.org/

08.04.2024

PSD2 — Open Banking

On 08.04.2024. the Law on Amendments and Supplements to the Payment Traffic Act begins with the implementation of the PSD2 directive harmonized with modern standards of payment traffic in the European Union. We are pleased to inform our existing and future clients that UCB has fully welcomed all regulatory amendments and fully aligned its [...]

01.04.2024

Global Data Roaming — FlexiRoam MasterCard & Universal Capital Bank

MasterCard's Global Data Roaming service through the FlexiRoam application replaces the previous Boingo Global WiFi service that provides users of Universal Capita Bank MasterCard Platinum credit cards with secure WiFi coverage at home and abroad through faster connection and easier data exchange in the roaming zone and with the best roaming rates.

19.01.2024

INTERNATIONAL PAYMENT CLEARING WITH SERBIA AND BOSNIA AND HERZEGOVINA

Universal Capital Bank is the first bank on the Montenegrin market that established direct payment transactions with banks from the Republic of Serbia and Bosnia and Herzegovina and enabled its clients to perform transactions faster, cheaper and more efficiently! From now on, Universal Capital Bank will be able to carry out direct payment transactions with banks that are participants in the clearing of international payments between [...]

06.12.2023

PSD2 Open Banking

In accordance with the new Law on Payment Transactions, which introduces PSD2 functionalities to the Montenegrin market, Universal Capital Bank has implemented a dedicated API interface solution in the form of SanBox, which TTP can use to test the connection with our Bank. On the link https://developer.open-bank.ucbank.me, you can find all the necessary information that will allow you to access the mentioned SANBOX. For any additional [...]

29.11.2023

NOTICE TO SHAREHOLDERS ON THE OCCASION OF THE PAYMENT OF DIVIDENDS

UNIVERSAL CAPITAL BANKA AD PODGORICA informs shareholders that, in accordance with the Decision of the Shareholders' Meeting, which was held on November 27, 2023 and with the consent of the Central Bank of Montenegro, it will pay dividends for 2021. The total amount of gross dividends to be paid is EUR 2,600,000.00. The gross dividend per share is EUR 0,100251995 per share. According to the members [...]

27.10.2023

Extraordinary General Meeting of Shareholders UNIVERSAL CAPITAL BANK AD PODGORICA 27.11.2023

On the basis of Article 136 and Article 149 of the Law on Companies (“Official Gazette of Montenegro”, no. 065/20 of 03.07.2020) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened The session will be held on 27.11.2023 (Monday) in the headquarters The Bank, [...]

28.04.2023

Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 29.05.2023

Pursuant to Article 149 of the Law on Companies (“Official Gazette of Montenegro”, no. 065/20 of 03.07.2020, 146/21 of 31.12.2021) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened The session will be held on 29.05.2023 (Monday at the Bank's headquarters, [...]

24.03.2023

Ordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 27.04.2023

On the basis of Article 135 and 136 of the Law on Companies (“Official Gazette of Montenegro”, No. 065/20 of 03.07.2020, 146/21 of 31.12.2021) and the Decision of the Supervisory Board on convening a regular session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, the Ordinary General Meeting of Shareholders of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened. The session will be held on 27.04.2023 (Thursday) and [...]

19.12.2022

Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 18.01.2023

On the basis of Article 136 and Article 149 of the Law on Companies (“Official Gazette of Montenegro”, no. 065/20 of 03.07.2020) and the Decision of the Supervisory Board on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened The session will be held on 18.01.2023 (Wednesday) at the headquarters The Bank, [...]

09.09.2022

General terms and conditions

Dear customers, We would like to inform you that the General Terms and Conditions of Business have been in force since 30.09.2022 and refer to the existing and new contractual relations between the client and the Bank. The Bank will highlight the General Terms and Conditions of Business in a prominent place in the Bank's business premises, and on the Bank's online presentation. By such highlighting of the General Conditions of Business, it is considered that the same to the Client [...]