Announcements
Transparent and clear communication about the business and activities of Universal Capital Bank.
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Announcements
Latest announcement
17.11.2025
S€PA - Faster, safer and more affordable international payments
Since October 7, 2025, Universal Capital Bank AD Podgorica customers can easily and securely send and receive payments in euros thanks to joining the SEPA payment scheme (Single Euro Payments Area).
Other announcements
09.09.2022
General terms and conditions
Dear customers, We would like to inform you that the General Terms and Conditions of Business have been in force since 30.09.2022 and refer to the existing and new contractual relations between the client and the Bank. The Bank will highlight the General Terms and Conditions of Business in a prominent place in the Bank's business premises, and on the Bank's online presentation. By such highlighting of the General Conditions of Business, it is considered that the same to the Client [...]
05.08.2022
Extraordinary Shareholders' Meeting of Universal Capital Bank AD Podgorica, 12.09.2022
Based on Article 136. The Extraordinary Meeting of Shareholders of Universal Capital Bank AD Podgorica is convened on 12.09.2022 (Monday) at the Bank's headquarters, address: ul. Break [...]
15.06.2022
Ordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica, 10.06.2022 1
Based on Article 136. The Ordinary Shareholders' Meeting of Universal Capital Bank AD Podgorica is convened on June 10, 2022 (Friday) at the Bank's headquarters, address: ul. Break [...]
29.04.2022
PAY&GET MASTERCARD CAMPAIGN
Dear customers, We would like to inform you that out of 1. May launches a new Mastercard campaign that will last until 31. May 2022. Years. During this period, all Mastercard card users who make a minimum of 3 online payments with a total value of 1 EUR, automatically exercise the right to a refund in the amount of 5 EUR to the account for which [...]
28.04.2021
Ordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 31.05.2021
Based on Article 136. The Ordinary Shareholders' Meeting of Universal Capital Bank AD Podgorica is convened on 31.05.2021 (Monday) at the Bank's headquarters, address: ul. Break [...]
05.11.2020
Opening hours of UCB branches
Dear customers, in accordance with the stated measures of the Institute of Public Health and the issued order of the NKT, the opening hours of the counters will be as follows:
20.10.2020
Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 23.11.2020
Based on Article 136. The Extraordinary Meeting of Shareholders of Universal Capital Bank AD Podgorica is convened on 23.11.2020 (Monday) at the Bank's headquarters, address: ul. Break [...]
01.10.2020
Opening hours of UCB branches
Dear customers, in accordance with the stated measures of the Institute of Public Health and the issued order of the NKT, the opening hours of the counters will be as follows:
06.08.2020
Opening hours of Bank branches
Dear customers, in accordance with the stated measures of the Institute of Public Health and the issued order of the NKT, the opening hours of the counters will be as follows:
01.06.2020
Additional moratorium on credit placements
Download: Form for acceptance of additional moratorium for LEGAL ENTITIES Form for acceptance of additional moratorium for NATURAL PERSONS CBCG Decision on additional moratorium
28.04.2020
Ordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 29.05.2020
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and the Decisions of the Board of Directors on convening a regular session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, the REGULAR MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 29.05.2020 (Friday) in [...]
24.03.2020
Moratorium on credit placements
Download: Moratorium Acceptance Form for LEGAL ENTITIES Moratorium Acceptance Form for NATURAL PERSONS Moratorium FAQ — Questions and Answers CBCG Moratorium Decision
09.10.2019
Extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica 10.10.2019
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and Decisions of the Board of Directors on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 10.10.2019 (Thursday) in [...]
09.08.2019
Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica, 12.09.2019
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and Decisions of the Board of Directors on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 12 September 2019 (Thursday) in [...]
04.06.2019
Amendment of the agenda for the General Meeting of Shareholders of Universal Capital Bank AD Podgorica 17.06.2019
Based on article 37 st. 2 of the Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and the Decision of the Board of Directors on convening the regular session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, NOTICE IS GIVEN ON THE AMENDMENT OF THE AGENDA OF THE REGULAR SESSION OF THE SHAREHOLDERS' MEETING Agenda of the Ordinary Session of the Shareholders' Meeting [...]
04.06.2019
Ordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 17.06.2019
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and Decisions of the Board of Directors on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, the ORDINARY SHAREHOLDERS' MEETING OF UNIVERSAL CAPITAL BANK AD PODGORICA is convened The session will be held on 17.06.2019 (Monday) in [...]
25.01.2019
Extraordinary General Meeting of Shareholders of Universal Capital Bank AD Podgorica 25.02.2019
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and the Decision of the Board of Directors on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened The session will be held on 25.02.2019 at the headquarters [...]
15.10.2018
Extraordinary Shareholders' Meeting of Universal Capital Bank AD Podgorica 15.11.2018
Based on Article 36. Companies Act (“Official Gazette RCG”, No. 6/02 “Sl. list CG”, 17/07, 80/08, 40/10, 36/11, 40/11) and Decisions of the Board of Directors on convening an extraordinary session of the General Meeting of Shareholders of Universal Capital Bank AD Podgorica, an EXTRAORDINARY MEETING OF SHAREHOLDERS of UNIVERSAL CAPITAL BANK AD PODGORICA will be convened The session will be held on 15.11.2018 (Thursday) [...]