Verification of card payments through the m-Token app
Universal Capital Bank is introducing mandatory verification of online card payments through the m-Token app, in accordance with new regulations.

Verification of card payments through the m-Token app
In accordance with the implementation of new legal regulations on reliable authentication, online payment with Universal Capital Bank cards will only be possible through the m-Token app.
Instructions for activating the m-Token app for cards
- A request for the m-Token application needs to be sent to the email address cards@ucbank.me.
- The activation code for your UCB m-Token application will be sent in a separate email. The activation code is valid for 24 hours.
- The activation code will be sent from the address sc@emon24.net
- The m-Token application needs to be downloaded from one of the following links, depending on the mobile device's operating system.


After activating the m-Token app, it is necessary, through the app settings, to authorize biometric access, as well as notifications.


For all additional information and obtaining activation codes for the app activation, please contact the Card Department and Alternative Sales Channels via email at cards@ucbank.me or by phone at +382 20 481 423.
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