Access to this website and the information it contains are subject to terms and provisions listed below.
UNIVERSAL CAPITAL BANK AD PODGORICA listed in the Central Registry of Business Entities under number 4-0008441, TIN: 02684462
Bank Seat: Stanka Dragojevića bb, Poslovni centar Milenium, 81000 Podgorica, Crna Gora
President of the Management Board: Milos Pavlovic and Memebers of the Management Board: Veselin Vukovic and Nikola Vujosevic

Terms of Use

All information available on this website serves for the sole purpose of providing information and shall not to be used for commercial purposes or distributed to third parties.

The information UNIVERSAL CAPITAL BANK included in this website is considered to be accurate and reliable at the moment of its publishing. However, UNIVERSAL CAPITAL BANK does not guarantee for the accuracy, truthfulness or reliability of any data included in this website. UNIVERSAL CAPITAL BANK may, at any given moment and without prior notice, update the existing or add new information to this website.

UNIVERSAL CAPITAL BANK is constantly checking and updating information on its website. Nevertheless, despite the Bank’s diligence, changes in information are possible in the meantime. Therefore, the Bank cannot be held accountable or guarantee for the aforementioned information being up to date, accurate or complete.

Although reasonable measures of caution were taken at the moment of producing information included in this website, we wish to stress that it isn’t to be used for or referred to in any transaction that takes place in UNIVERSAL CAPITAL BANK.

UNIVERSAL CAPITAL BANK shall not be held accountable for the contents of the website or its use and shall not accept any obligation that could arise from the website’s contents. Persons interested in any products and services UNIVERSAL CAPITAL BANK provides, and which are presented on this website, should contact UNIVERSAL CAPITAL BANK for information on all conditions and fees for the provision of specific services or products.

Please be aware that sending information via e-mail may be insecure or subject to unauthorised access by third persons or failed delivery. Any piece of information received via e-mail shall not be considered confidential and UNIVERSAL CAPITAL BANK shall not be held accountable for the security and privacy of such correspondence.


You agree to use UNIVERSAL CAPITAL BANK website at your own risk. UNIVERSAL CAPITAL BANK shall not be held accountable for any damage or loss of information that may occur during the use of its website, services or software included in the website. UNIVERSAL CAPITAL BANK shall not take responsibility for any special, indirect or collateral damage that may arise from the use of this website and its contents or from its unavailability.

Links to Third Locations

Links included in this website may enable you to leave UNIVERSAL CAPITAL BANK website. The linked websites are not controlled by UNIVERSAL CAPITAL BANK and the Bank shall not be held accountable for the contents on any of those websites or for any changes or updates to those websites. UNIVERSAL CAPITAL BANK provides these links for your convenience. Visiting any such links does not imply UNIVERSAL CAPITAL BANK’s support for the linked websites.


All items in this website are copyrighted and are the exclusive property of the UNIVERSAL CAPITAL BANK. Rights regarding the copyrights of third parties are retained.

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