Card features

  • Premium card offering special benefits and privileges of the MasterCard Premium programme to high income customers such as travel health insurance, LoungeKey, Concierge and Global Data Roaming – Flexiroam application, new mobile data roaming service (more information can be found on this link)
  • Credit card – charge/revolving
  • Contactless payment – for contactless transactions worth up to €40 it is not necessary to enter the PIN code, while entering your PIN code for transactions exceeding €40 is required
  • MasterCard Platinum Credit Card enables cash withdrawals at ATMs and payment for goods and services in the country and abroad, at POS terminals with a distinguished MasterCard sign
  • Online payments
  • Spending for unintended purposes
  • The card is issued and is valid until the date stated on the card (24 months) and is automatically re-issued upon the expiry of that date
  • Monitoring of transactions and payments operations via card is enabled to customers via SMS service activated upon submitting a request
  • MasterCard cards are 3Ds secured in order to provide additional security while shopping online and transaction validation can be executed via biometrics (fingerprint or face-recognition)


Who can be a MasterCard Platinum Credit Card user?

Any person that is a Universal Capital Bank customer may submit a Request for Issue of payment cards.

The bank can issue the MasterCard Platinum Credit Card as a revolving or charge card.

A revolving loan enables payment in instalments and represents a universal consumer and cash loan for purchasing in the country or abroad.

The card user is obliged to pay back a minimum of 3% of the amount of debt per card monthly, while the bank carries over the remaining debt to the next month.

With the charge credit card, all debts per card during the current month are due for payment in the amount of 100% on the maturity date.


Loss or theft of a payment card can be reported to:
Call Centre
(24 hours a day, 7 days a week) +382 20 481 440

For any additional information on MasterCard Platinum Credit Cards you can obtain by sending an e-mail to [email protected]



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