Bank approves this loan type to both residents and nonresidents

OPTIONUCB cash loans with cash collateral
Amountup to 3,000,000.00 EUR
Nominal interest rate2.00% – 6.00%
Termup to 180 months
Mode of repaymentin accordance with repayment sources
One time feefrom 0.10% to 0.50%

Security instruments

Cash collateral(min. 100% of requested loan amount);
Personal exchange bill with authorisation forms;


Required paperwork:

Loan request paperwork
Copy of personal ID card or pasport
Cash collateral blockage approval form

Total Loan amount3,000,000 €
Monthly installment amount52,562.34€
I Administrative fees
1. one time fee 0.50%15,000 €
2. RKB report3 €
3. Cost of one exchange bill2 €
Annual nominal interest rate2.00 %
*Effective interest rate2.20 %
Total repayment amount3,168,745.40 €

*Napomena: Total expenses and total debt as well as the calculation of the Effective Interest Rate do not include the costs of insurance policies of property, property evaluation costs, obtaining real estate folio. These costs are not known in advance and will be included in the final calculation.

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