Universal Capital Bank has prepared a special offer tailored to pensioners who are the State Pension Fund (PIO) beneficiaries.
Loans up to EUR 15,000.00, without guarantors, for pensioners up to 75 years of age!
OPTION | CASH/REFINANCING LOANS |
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Nominal interest rate | 7,95% |
Maturity | Up to 84 months |
Mode of repayment | in equal monthly instalments |
Collateral | Bill of Exchange / Attachment of Salary or Garnishment /Life Insurance Policy / other |
One-time fee | 1.50% of the refinancing loan amount |
Life insurance policy | One-time advance payment of insurance premium |
Note | Minimum loan amount is EUR 500.00. Maximum amount is EUR 15,000.00. |
Representative example::
Total Loan Amount | 15.000,00 € |
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Number of instalments | 84 |
Monthly payment amount | 231,41€ |
Administrative Fees | |
1. Loan Processing Fee 0.5% | 75 € |
2. RKB Report cost | 3 € |
3. Purchase price of bill of exchange | 2 € |
Nominal annual interest rate | 7,95% |
*Effective interest rate | 8,13% |
Total repayment amount | 19.518,44€ |