General Terms and Conditions

Dear clients,

We inform you that the General Terms and Conditions are effective from September 30, 2022 and refer to existing and new contractual relationships between the client and the Bank.

The Bank will post the General Terms and Conditions in a visible place in the Bank’s business premises and on the Bank’s website. By emphasizing the General Terms and Conditions in this way, it is considered that they are available to the client and that he/she/it is familiar with their content.

You can download the document at this link

General Terms and Conditions from July 1, 2022 cease to be valid upon application of these new General Terms and Conditions.

If you do not agree with the above-mentioned document, you have the right to no later than September 30, 2022 submit a written complaint to the Bank and terminate business cooperation and terminate contracts concluded with the Bank, whereby you are obliged to first settle all your obligations to the Bank. Otherwise, we will consider that you agree to the changes.

With respect,

Universal Capital Bank AD Podgorica