Special condition:
The value of an annuity: a maximum of 50% of earnings that is less than or equal to 3 minimum wages in Montenegro or a maximum of 50% of earnings in excess of the value of three minimum wage in Montenegro minus current liabilities. Deviations from these rules are only possible if you provide additional guarantors and / or co-debtors.
The Bank reserves the right to approve the loan to regular customer without guarantors, and also to the customers without previous commercial history to require one or two guarantors / co-borrower, insurance or other form of additional security