Bank approves this loan type to both residents and nonresidents.

OPTIONUCB mortgage cash loans
Amountup to 500,000.00 EUR
Nominal interest rate5.50% – 9.00%
Termup to 60 months
Mode of repaymentin accordance with repayment sources
One time fee
  • up to 10,000.00 EUR – fee is 97.00 EUR
  • above 10,000.00 EUR – fee is 148.00 EUR

Security instruments

Mortgage
Administrative bans;
Exchange bills with authorization forms
Real-estate and life insurance policy

Note

Required paperwork:

Loan request paperwork
Copy of personal ID card or pasport
Real-estate property owner sheet with valuation

Total Loan amount60,000 €
Installments60
Monthly installment amount1,168.71 €
1. one time fee148.00 €
2. RKB report3 €
3. Cost of five exchange bills10 €
4. Real estate valuation costs110.00 €
5. Real estate insurance costs56.69 €
6. Real estate pledge statement costs276.25 €
7. Mortgage registration costs20.00 €
8. Real estate certificate issuance costs8.00 €
Annual nominal interest rate6.50 %
*Effective interest rate6.97 %
Total interest10,122.60 €
Total costs10,754.54 €
Total repayment amount70,754.54 €

*Note: The loan calculator is informative. The costs involved in the processing of the loan are shown in a representative example.

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