Frequently Asked Questions for Individuals

These loans allow Clients to obtain a lower interest rate on the loan if they have a savings account or deposit with our Bank. This is an

excellent opportunity for Clients who want to reduce borrowing costs. For more detailed information, please contact our loan advisor.

Yes, we offer student loans for students studying at universities in Montenegro or abroad. These loans are tailored to the needs of students, and more information can be obtained by contacting the Bank.

Tourism development loans have favourable interest rates and flexible repayment terms. These loans are designed to support tourism-related projects, and for additional information, we recommend contacting our loan advisors.

We offer the possibility of refinancing existing loans under favourable conditions, which vary depending on your needs and credit rating. This can be an excellent option for reducing monthly obligations.

Loans for pensioners with an individual insurance policy are available up to EUR 15,000, with a repayment term of up to 84 months, at a favourable interest rate and without a loan processing fee during the promotional period. Loans for pensioners with a free insurance policy are granted up to EUR 12,000, also with a repayment term of up to 84 months and without processing costs during the promotion

The EKOMOBIL LOAN enables more favourable financing of electric and hybrid cars, while the ECO DOM loan helps improve the energy efficiency of your home, reducing energy costs. Both loans contribute to environmental sustainability.