UCB Deposited and Anticipatory Savings

Anticipatory savings

Take advantage of the possibility of paying interest in advance and plan your finances with more flexibility! This term deposit model allows for interest to be paid in advance, immediately after depositing funds, the product is ideal for clients who want to immediately dispose of the interest amount, without waiting for the term deposit to expire.

Key Features:

• Incentive interest rates: The interest rate depends on the term deposit period and the amount of funds, ranging from EUR 500.00 to EUR 50,000.00
• Flexibility: For term deposits longer than 36 months or amounts greater than EUR 50,000, the interest rate is defined individually, in accordance with the needs and agreement with the Client
• Simplicity: Interest is paid immediately upon term deposit, which gives the Client the ability to immediately dispose of those funds

For term deposits over a period of 36 months or amounts over EUR 50,000, the interest rate may be different from that listed in the table and will be negotiated for each specific case.

Representative Example:

Special clauses of the anticipatory savings agreement are: impossibility of early termination and automatic extension of the term under applicable conditions in the event that the Client does not collect the term funds after the agreed term, unless the Bank decides otherwise and notifies the depositor thereof.

Deposited savings

Increase your security and earn more! Deposit your funds and earn attractive interest with maximum security and flexibility. You choose the amount and term deposit period, and for larger amounts or longer terms you also receive special benefits!

Why choose our deposit savings?

• Higher interest rates for larger amounts and longer term deposits
• Flexible terms and interest payment according to your wishes
• Individual conditions for term deposits over 36 months or EUR 100,000

The Bank calculates, assigns and/or pays interest for term deposits of individuals, depending on the value of the deposit and its maturity, under the following conditions:

Representative Example:

For term deposits over 36 months or amounts over EUR 100,000, the interest rate may be different from that listed in the table and will be negotiated for each specific case. Payment before the expiration of the contracted term is possible only in exceptional circumstances with the consent of the Bank's Management Board.