Loans from the EIB credit line

The credit line is intended for long-term financing of investment projects

Option

Standard**

Premium*

Interest rate*

7,00% do 9,00%

6,00% do 7,00%

Maturity**

up to 144 months

up to 144 months

Grace period

up to 36 months

up to 36 months

Mode of repayment

In accordance with the contract

Collateral

mortgage

Loan processing fee

1,25% – 1,50%

0,70% – 1,00%

Monitoring fee

0,25%

0,25%

Commitment fee

1,25%

1,25%

Early liquidation fee

3,00%

2,50%

Remark

Requirements:

  • Period in which the loan funds can be used cannot exceed 6 months.
  • Client cannot be subject in the legal preceding during the process of loan approval.
  • Along with the standard client provide and all other necessary documentation relating to the investment project, proving that client received all necessary approvals and licenses from appropriate authorities relating to fulfilling technical and other standard for this investment project.
  • Client is obliged to allow the Bank to monitor execution of the project.
  • Client is obliged to provide insurance policy for the collateral for the basic risks, valid for the whole duration of the loan, which names the Bank as the beneficiary of the policy.

Monitoring fee is a fee which is calculated and charged per approved investment loans and loans from the Funds originating from European Investment Bank. It is charged a year the date of the approval of the loan and it represent an annual monitoring fee for the approved loan.

* The legal entity with whom Universal Capital Bank has established  business relationship
** The legal entity to which Universal Capital Bank does not yet have an established business relationship